Mortgage Blog
Victoria - Saanich - Vancouver Island Mortgages Done the Smart Way
Category: Real Estate (50 posts)
New Year, New Home Goals: Essential Home Maintenance Tips for 2025
January 8, 2025 | Posted by: Bobby Smart
Happy New Year, homeowners! As we enter 2025, it's an ideal time to establish new home goals and ensure that your sanctuary stays comfortable, safe, and valuable. Whether you're a first-time homeowner ...
read moreIs Getting a Home Inspection Worth It? A Canadian Homebuyer's Guide
December 1, 2024 | Posted by: Bobby Smart
Hello there! If you're considering buying a home in Canada, you might wonder whether investing in a home inspection is necessary. After all, purchasing a home is a significant financial commitment, ...
read moreLooking to Sell Your Home? 10 Amazing Tips to Help You Get the Best Value
October 22, 2024 | Posted by: Bobby Smart
Selling a home is a significant financial decision; naturally, you want to secure the best possible value for your property. Whether you're a mortgage broker, real estate agent, or a homeowner looking ...
read moreLower Inflation: What are the impacts of this for Canadian homeowners
September 24, 2024 | Posted by: Bobby Smart
As inflation trends downward, many Canadian homeowners ask what this means for their financial future, particularly regarding their mortgage payments. Inflation plays a significant role in shaping int ...
read more5 Negotiation Secrets Smart Buyers Use to Get Better Deals
June 22, 2022 | Posted by: Bobby Smart
Being a buyer in today's real estate market can be challenging. The market is very competitive right now, making the average buyer feel like it is impossible to secure a good deal. Luckily, some trick ...
read moreHome-Buying 101: A Guide to Purchasing Your First Home
April 20, 2022 | Posted by: Bobby Smart
Home-Buying 101: A Guide to Purchasing Your First Home Buying a home involves a lot of complex steps, but by doing your homework ahead of time, you can boost your know-how and have more confidence in ...
read more5 Benefits of an Investment Property
April 6, 2022 | Posted by: Bobby Smart
5 Benefits of an Investment Property Building a strong real estate portfolio is a great way to create passive income now and a strong investment portfolio for later. If you are looking at buildin ...
read moreTips for Picking the Right Home to Flip
March 16, 2022 | Posted by: Bobby Smart
Guide to Choosing a House to Flip for Maximum Profit Not every property will make a promising flip. Here is everything you need to know to maximize your profits from the very start while minimizing ...
read moreCan Housing Upgrades Affect Your Insurance?
February 23, 2022 | Posted by: Bobby Smart
Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renovation. Home renovations are trendy right now due to ...
read moreRent to Own Homes vs. Mortgage: How Do They Work?
February 9, 2022 | Posted by: Bobby Smart
Rent to Own Homes vs. Mortgage: How Do They Work? If you're hoping to achieve your dreams of homeownership, rent-to-own and mortgage are two options to consider. Here is everything you need to know a ...
read moreFive Great Benefits of Owning an Investment Property
October 20, 2021 | Posted by: Bobby Smart
Five Great Benefits of an Investment Property Maybe you have considered investing in real estate but aren't sure if it's the right move for you. There are several benefits to an investment property, ...
read moreHow to Handle a Low-Ball Offer in Real Estate | Home Selling Advice
September 15, 2021 | Posted by: Bobby Smart
How to Handle a Low-Ball Offer in Real Estate - Home Selling Advice How to negotiate and handle low-ball offers on your real estate property in a buyer's market without compromising the value or wort ...
read moreBuying Land To Build A Home in Victoria, British Columbia
June 16, 2021 | Posted by: Bobby Smart
Buying Land To Build A Home If you've been dreaming of escaping your unruly neighbors, the hubbub of the city, or the restrictions of your homeowners' association, then buying land to build a home is ...
read moreYour House-Closing Timeline: A Step-By-Step Guide | Victoria, British Columbia
June 7, 2021 | Posted by: Bobby Smart
The process of buying a house can be quite exciting. However, the process is laborious, and it can also be nerve-wracking, especially if you do not know what to expect at what stage. The process is lo ...
read moreWhat Are the Next Steps After Your Offer Was Rejected? In Victoria, British Columbia
May 19, 2021 | Posted by: Bobby Smart
What are the next steps after your offer was rejected? Finding an ideal home can be a daunting process. It involves talking to a wide range of realtors and having a myriad of meetings with your mortg ...
read moreInvesting In An Apartment Complex
May 5, 2021 | Posted by: Bobby Smart
Investing In An Apartment Complex Investing in an apartment complex is one of the most effective ways of building wealth in the real estate industry. Some of the benefits that are associated with inv ...
read moreThings To Look Out For When Viewing A Property
April 21, 2021 | Posted by: Bobby Smart
Becoming a homeowner can be quite an exciting experience; however, house hunting is not a process without challenges. Depending on your personal preferences, needs, and budget, you need to carefully ...
read moreBuying A Home As A Senior Citizen | Victoria, British Columbia
April 7, 2021 | Posted by: Bobby Smart
Buying a home is for everyone — or those who can afford to pay for their mortgage. Albeit you're 60 or 70 years old, it's possible and beneficial to own a home so long as you have the financial mean ...
read moreBenefits of Investing in Multi-Family Real Estate in Victoria, BC
January 7, 2021 | Posted by: Bobby Smart
What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ...
read moreTop 3 Biggest Home Seller Mistakes in Victoria, BC
December 16, 2020 | Posted by: Bobby Smart
Selling a home can be a daunting process; finding a real estate professional may help ease a lot of the stress. They will not only help find a buyer and undertake the complex process of closing the de ...
read moreRenting Versus Buying a Home in Victoria, BC
November 18, 2020 | Posted by: Bobby Smart
Your colleagues, friends, and family may be enjoying the comfort of their homes, but you're still living in a rental property. Such situations may compel someone to think about purchasing a property. ...
read moreFive Tips for Buying a Condo in Victoria, BC
November 4, 2020 | Posted by: Bobby Smart
Yaaay! You finally got enough to facilitate the down payment of your first condo, or perhaps this is your investment property. Here is a simplified guide that includes some tips for buying a condo.& ...
read moreCons of For Sale By Owner (FSBO) in Victoria, BC
October 14, 2020 | Posted by: Bobby Smart
You finally place your ad on the for sale by owner site! You are looking forward to answering tons of inquiries about your beautiful home but heard nothing yet. Selling your home shouldn't be this har ...
read moreReal Estate 101: Getting Your Home Ready To Show in Victoria, BC
September 30, 2020 | Posted by: Bobby Smart
So...you decided to sell your home? This was not a decision that was taken lightly. This is a home you've grown fond of and grown in love with deeply. Countless memories were created, maybe your child ...
read moreTips for Real Estate Investors in Victoria, BC
September 16, 2020 | Posted by: Bobby Smart
In today's business world, investing has gone beyond traditional assets, such as stocks and mutual funds. The real estate industry presents excellent investment options and a chance to expand your por ...
read moreAdvice for First-Time Home Sellers in Victoria, BC
August 19, 2020 | Posted by: Bobby Smart
When buying your home, you probably dreamt of passing it down to future generations. Now, things turned out different and you are looking to sell. You fell in love with your home and made a ton of ...
read more5 Things NOT To Do When Selling Your House in Victoria, BC
July 22, 2020 | Posted by: Bobby Smart
The process of selling a residential property can be time-consuming and emotionally involving, especially if it is your first sale. While your home's curb appeal influences a prospective buyer's poten ...
read moreHome Inspections, How They Can Benefit Home Buyers and Sellers in Victoria, BC
July 8, 2020 | Posted by: Bobby Smart
Owning a home is one of the most valuable investments you can make. While good living spaces should be as comfortable as possible, with time they should also be able to increase their ROI. That's why ...
read moreUseful Tips for Buying and Selling A Home During Covid-19 in Victoria-Saanich, British Columbia
June 17, 2020 | Posted by: Bobby Smart
The coronavirus pandemic has derailed buying and selling activities in the property market. Albeit fewer homes have been listed for sale, the industry is gradually recovering. Prospective buyers can m ...
read more6 Persistent Real Estate Myths You Really Need to Ignore in Victoria, BC
March 4, 2020 | Posted by: Bobby Smart
Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...
read moreHow to Turn Your Home in Victoria into a Rental Property and Not Live to Regret It
December 18, 2019 | Posted by: Bobby Smart
Thinking about turning your home into a rental property?If you are having trouble selling your home, you have a number of options. You could stay in the property and hope for the best, but if you have ...
read more4 Reasons to Hire a Real Estate Agent When Selling Your Home in Victoria, British Columbia
December 4, 2019 | Posted by: Bobby Smart
Selling your home is a big decision, and it's often a long and complex undertaking. Hiring a real estate agent can make every step of the home-selling process easier, from setting an asking price to c ...
read moreHow Many Homes Should You Tour Before Buying in Victoria, BC?
October 16, 2019 | Posted by: Bobby Smart
If you are beginning the home-buying process, you may begin to wonder how long it will take until you find the perfect home for you and your family. The answer to that varies due to different factor ...
read moreWhen is the Best Time of Year to Buy a Home in Victoria, BC?
October 2, 2019 | Posted by: Bobby Smart
Spring may be the most popular time of the year to buy a new home, but is it the best time of year to go home shopping? While the best time to browse real estate is when you need a new home, there are ...
read moreHow To Stage A House For Sale in Victoria, BC
September 18, 2019 | Posted by: Bobby Smart
It's time to sell your house, and you know you need to stage it for sale, but you're not sure how. This step-by-step guide will help you successfully prepare your house for the market, from fixing nec ...
read moreReal Estate: How to Boost Your Credit Score Before Buying Applying for a Mortgage in Victoria, BC
September 4, 2019 | Posted by: Bobby Smart
For the vast majority of home buyers, obtaining a mortgage will be a vital part of the purchasing process. Of course, in order to be approved for that mortgage, you will need to ensure that your cre ...
read moreExploring the Pros and Cons of Purchasing a Condo in Victoria, BC
August 21, 2019 | Posted by: Bobby Smart
When you decide to take your first step on the property ladder, you will have plenty of property-types to choose from. Many buyers prefer to buy an existing single-family home, some want to buy a plot ...
read more10 Benefits of Buying a Newly Constructed House in Victoria, BC
August 7, 2019 | Posted by: Bobby Smart
There are two options available when seeking a new home for your family. You can purchase a resale (meaning an older home that has already been lived in) or a new construction. While each choice pro ...
read moreFour Tips to Sell Your Home in a Hurry in Victoria, BC
April 17, 2019 | Posted by: Bobby Smart
Selling your home can be a time-consuming process - a situation which is less than ideal if you want to move sooner rather than later. Luckily, though, there are a few things that you can do to spee ...
read moreWhat to Look for in an Investment Property in Victoria, BC
March 20, 2019 | Posted by: Bobby Smart
Investing in real estate can be a great way to grow your wealth. However, in order to be a successful investor, you will need to identify the right properties to invest in. In particular, you will w ...
read more3 Essential Tips For New Real Estate Investors in Victoria, BC
February 20, 2019 | Posted by: Bobby Smart
The world of real estate investing can be both challenging and rewarding in equal measure. As such, if you are planning on diving into the industry any time soon, you may want to pay close attention ...
read more7 Reasons to Start House-Hunting in the Winter in Victoria, BC
February 6, 2019 | Posted by: Bobby Smart
In most parts of the country, spring and summer are the peak periods for the property market. If you're planning to buy a home, it's traditional to start looking for property in April or May, with the ...
read more5 Mistakes to Avoid When Buying Your First House in Victoria, BC
January 16, 2019 | Posted by: Bobby Smart
Buying a first home is a big step, both financially and personally. In the long run, home ownership can lead to many other investment and and financial opportunities. Of course, owning a home also g ...
read moreBuying Your First Home in Victoria, BC: When Are You REALLY Ready?
January 2, 2019 | Posted by: Bobby Smart
Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...
read moreBuying Your First Home in Victoria, BC: When Are You REALLY Ready?
December 5, 2018 | Posted by: Bobby Smart
Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...
read more3 Lesser-Known Ways to Invest in Real Estate in Victoria, BC
November 7, 2018 | Posted by: Bobby Smart
Investing in real estate has long been a path to wealth-building. Real estate is an asset that can provide both ongoing income and value appreciation, making it attractive to those who seek long-term ...
read moreReal Estate: Four Features of Profitable Rental Property in Victoria, BC
October 17, 2018 | Posted by: Bobby Smart
Investing in real estate can be a frightening task for a first-time buyer. While the rewards can be huge, there are also a number of risks that you will need to consider. However, if you know what to ...
read moreFive Surefire Ways to Ensure You are ready to Buy a Home as a Recent College Graduate in Victoria, BC
October 3, 2018 | Posted by: Bobby Smart
If you are a recent college graduate, you might think that buying a home is still many years off, but that's not necessarily the case. If you dream of homeownership, even as a young adult, there may b ...
read moreThe Benefits of Investing in Income Producing Properties
July 25, 2018 | Posted by: Bobby Smart
Making money in any real estate venture is a difficult task, and many people don't have the skills (or the stomach) for flipping houses. An alternative to this intrinsically risky activity is to purch ...
read more4 Hidden Problems That Could Be Hurting Your Home Sale
July 18, 2018 | Posted by: Bobby Smart
One of the biggest fears that home sellers have is that their property will end up on the real estate market for months on end. This is a nightmare for a number of reasons. First of all, having your h ...
read more
Have questions?
Not sure where to start?
Let's schedule a quick call.
Zero-hassles and zero-obligation.
I can help answer any questions you might have.