Mortgage Blog

Mortgages Done the Smart Way

10 Benefits of Buying a Newly Constructed House in Victoria, BC

10 Benefits of Buying a Newly Constructed House in Victoria, BC

August 7, 2019 | Posted by: Bobby Smart

There are two options available when seeking a new home for your family. You can purchase a resale (meaning an older home that has already been lived in) or a new construction. While each choice pro ...

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How Much House Can You Afford in Victoria, BC? Ask Yourself These Critical Questions to Find Out

How Much House Can You Afford in Victoria, BC? Ask Yourself These Critical Questions to Find Out

July 17, 2019 | Posted by: Bobby Smart

It is the perennial question for every first-time homeowner. How much house can I afford? As with so many life-changing decisions, there is no one right answer to this common query, and the size of th ...

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3 Simple Ways to Repair Your Credit in Victoria, BC

3 Simple Ways to Repair Your Credit in Victoria, BC

July 3, 2019 | Posted by: Bobby Smart

For many Canadians looking to purchase a home, bad credit scores stand in the way of getting a mortgage. Most lenders prefer your score to be 650 or higher. If they do allow for lower credit scores, i ...

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First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Victoria, BC

First Time Home Buyers Guide: What Happens after Sending an Offer to Purchase in Victoria, BC

June 19, 2019 | Posted by: Bobby Smart

After sending the offer to purchase to the seller, there's nothing left to do but cross some fingers and hope for the best. Or is there? What happens now and when will the keys finally change hands? T ...

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First Time Home Buyers Guide For Victoria, BC: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

First Time Home Buyers Guide For Victoria, BC: What about Pre-Qualification, Pre-Approval, and Mortgage Commitment Letters?

June 5, 2019 | Posted by: Bobby Smart

Securing pre-qualification, pre-approval, and mortgage commitment letters can simplify the mortgage application process. These steps can also help home buyers avoid disaster. They don't need all three ...

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Three Mistakes to Avoid as a First Time Homebuyer in Victoria, BC

Three Mistakes to Avoid as a First Time Homebuyer in Victoria, BC

May 15, 2019 | Posted by: Bobby Smart

Purchasing your first home is always an exciting life milestone. However, if you want to make a smooth and easy transition into home ownership, there are a few mistakes you should try to avoid along ...

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Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Victoria, BC

Mortgage Mistakes - How to Avoid Getting in Over Your Head When Buying Your First Home in Victoria, BC

May 1, 2019 | Posted by: Bobby Smart

If you are tired of renting and ready to buy the home of your dreams, you need to plan carefully. The dream of home ownership is a wonderful thing, but without careful planning and a proactive approac ...

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Four Tips to Sell Your Home in a Hurry in Victoria, BC

Four Tips to Sell Your Home in a Hurry in Victoria, BC

April 17, 2019 | Posted by: Bobby Smart

Selling your home can be a time-consuming process - a situation which is less than ideal if you want to move sooner rather than later. Luckily, though, there are a few things that you can do to spee ...

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Mortgage Questions for First-Time Buyers in Victoria, BC

Mortgage Questions for First-Time Buyers in Victoria, BC

April 3, 2019 | Posted by: Bobby Smart

While purchasing a home qualifies as the largest acquisition in many peoples' lives, it doesn't have to invoke anxiety. As long as you know what to expect, you'll be set to become a successful homeo ...

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What to Look for in an Investment Property in Victoria, BC

What to Look for in an Investment Property in Victoria, BC

March 20, 2019 | Posted by: Bobby Smart

Investing in real estate can be a great way to grow your wealth. However, in order to be a successful investor, you will need to identify the right properties to invest in. In particular, you will w ...

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