Mortgage Blog

Mortgages Done the Smart Way

Is it a Good Time to Become a First-Time Home Buyer in Victoria, British Columbia?

Is it a Good Time to Become a First-Time Home Buyer in Victoria, British Columbia?

May 20, 2020 | Posted by: Bobby Smart

We are facing a challenging time as we work together to combat COVID-19 in our country and even our own neighborhoods. With so much uncertainty in the air, is it a good time to think about buying a ho ...

read more
5 First-Time Homebuyer Mistakes To Avoid

5 First-Time Homebuyer Mistakes To Avoid

May 6, 2020 | Posted by: Bobby Smart

Buying your first home is a scary and exciting process because it’s a HUGE commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer&rs ...

read more
5 Smart Ways to Use a Home Equity Line of Credit

5 Smart Ways to Use a Home Equity Line of Credit

April 15, 2020 | Posted by: Bobby Smart

For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a ...

read more
Bank of Canada maintains overnight rate target and unveils new market operations

Bank of Canada maintains overnight rate target and unveils new market operations

April 15, 2020 | Posted by: Roar Solutions

The Bank of Canada today maintained its target for the overnight rate at ¼ percent, which the Bank considers its effective lower bound. The Bank Rate is correspondingly ½ percent and the ...

read more
What should you consider when refinancing your mortgage in Victoria, British Columbia?

What should you consider when refinancing your mortgage in Victoria, British Columbia?

April 1, 2020 | Posted by: Bobby Smart

Mortgage rates are at a historic low. If you're thinking about refinancing your mortgage, you could possibly save significant amounts of money over the years. Especially in the first years of owning y ...

read more
Home Selling Season is Around the Corner: Tips to Get Ready in Victoria, BC

Home Selling Season is Around the Corner: Tips to Get Ready in Victoria, BC

March 18, 2020 | Posted by: Bobby Smart

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

read more
6 Persistent Real Estate Myths You Really Need to Ignore in Victoria, BC

6 Persistent Real Estate Myths You Really Need to Ignore in Victoria, BC

March 4, 2020 | Posted by: Bobby Smart

Whether you're a home-buyer or a seller, it pays to understand the real estate market if you want to get a good deal. Unfortunately, a series of damaging ideas has grown up around real estate which ca ...

read more
Should You Pay Off Your Mortgage Early in Victoria, BC?

Should You Pay Off Your Mortgage Early in Victoria, BC?

February 18, 2020 | Posted by: Bobby Smart

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

read more
Real Estate 101: Essential Tips for First-Time Home Buyers in Victoria, BC

Real Estate 101: Essential Tips for First-Time Home Buyers in Victoria, BC

February 5, 2020 | Posted by: Bobby Smart

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

read more
10 Essential Tips for Taking Out Your First Mortgage in Victoria, BC

10 Essential Tips for Taking Out Your First Mortgage in Victoria, BC

January 22, 2020 | Posted by: Bobby Smart

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

read more