Mortgage Blog

Mortgages Done the Smart Way

How Good vs Bad Debt Impacts Your Household in Victoria, BC

How Good vs Bad Debt Impacts Your Household in Victoria, BC

January 20, 2021 | Posted by: Bobby Smart

In order to understand the difference between good and bad debt, it's important to track your income and expenses and established saving goals for your family. Financial stability allows you to mee ...

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Bank of Canada will hold current level of policy rate until inflation objective is achieved, continues quantitative easing

Bank of Canada will hold current level of policy rate until inflation objective is achieved, continues quantitative easing

January 20, 2021 | Posted by: Roar Solutions

The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The B ...

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Benefits of Investing in Multi-Family Real Estate in Victoria, BC

Benefits of Investing in Multi-Family Real Estate in Victoria, BC

January 7, 2021 | Posted by: Bobby Smart

What is Multi-Family Real Estate? Any residential property that contains more than one housing unit is classed as multi-family real estate. Some of the most prevalent examples of multi-family real ...

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Top 3 Biggest Home Seller Mistakes in Victoria, BC

Top 3 Biggest Home Seller Mistakes in Victoria, BC

December 16, 2020 | Posted by: Bobby Smart

Selling a home can be a daunting process; finding a real estate professional may help ease a lot of the stress. They will not only help find a buyer and undertake the complex process of closing the de ...

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Dec 9-2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program

Dec 9-2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program

December 9, 2020 | Posted by: Roar Solutions

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. ...

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3 Tips on How to Better Your Credit Score in Victoria, BC

3 Tips on How to Better Your Credit Score in Victoria, BC

December 2, 2020 | Posted by: Bobby Smart

Having a good credit score is of paramount essence as it affects your ability to access loans and borrow money. Your credit score rating influences the amount of mortgage you qualify for. You may ...

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Renting Versus Buying a Home in Victoria, BC

Renting Versus Buying a Home in Victoria, BC

November 18, 2020 | Posted by: Bobby Smart

Your colleagues, friends, and family may be enjoying the comfort of their homes, but you're still living in a rental property. Such situations may compel someone to think about purchasing a property. ...

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Five Tips for Buying a Condo in Victoria, BC

Five Tips for Buying a Condo in Victoria, BC

November 4, 2020 | Posted by: Bobby Smart

Yaaay! You finally got enough to facilitate the down payment of your first condo, or perhaps this is your investment property. Here is a simplified guide that includes some tips for buying a condo.& ...

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Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

October 28, 2020 | Posted by: Roar Solutions

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. ...

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Cons of For Sale By Owner (FSBO) in Victoria, BC

Cons of For Sale By Owner (FSBO) in Victoria, BC

October 14, 2020 | Posted by: Bobby Smart

You finally place your ad on the for sale by owner site! You are looking forward to answering tons of inquiries about your beautiful home but heard nothing yet. Selling your home shouldn't be this har ...

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